Friday, March 20, 2020

The War On Drugs Essays - Drug Control Law, War On Drugs

The War On Drugs Essays - Drug Control Law, War On Drugs The War On Drugs War On Drugs In todays society, the war on drugs has become a major issue in our cities and the business community. Many cities have started programs to make the situation better, but some have failed and the situation has become worse. The root of all the problems discussed in this case study, can be linked to drugs. There are many organizations and volunteer community groups as well as law enforcement, that are continuously trying to make our cities safe. This struggle is know globally as the War on Drugs. Drugs and Children The war on drugs is a very big part of our society. We face difficult decisions everyday dealing with drugs and how they affect our cities. Our children play a big role in that society, and they are a major factor on the war against drugs. We try to keep children away from the drug situation, but you cannot isolate them forever. Children will have to face the issue as they get older, or even while they are young. We must teach our children about the issues on drugs and make sure they are aware of the dealings that go on. Most children cannot speak to their parents about drugs, and those are the children who are usually doing drugs. If children cannot be open with their parents, they will find some other means of dealing with drug issues. History Nearly thirty years ago, the Nixon administration was the first administration to declare the war on drugs. President Nixon is credited with setting up the first methadone centers and abstinence programs cross the country. At the time these programs received two-thirds of the federal drug budget and the results were: crime rates fell and fewer people died of overdose. The Just Say No movement (led by first lady Nancy Reagan) was coupled with rigorous law enforcement and produced solid results. By 1992, for example, marijuana use by high school students had dropped significantly (http://ehostvgw15.epnet.com). The Controlled Substances Act (CSA), Title II of the Comprehensive Drug Abuse Prevention and Control Act of 1970, is the legal foundation of the government's fight against the abuse of drugs and other substances. This law is a consolidation of numerous laws regulating the manufacture and distribution of narcotics, stimulants, depressants, hallucinogens, anabolic steroids, and chemicals used in the illicit production of controlled substances. (usdoj.gov/dea/briefingbook/page9.htm) Drug Enforcement Agency The mission of the Drug Enforcement Administration (DEA) is to enforce the controlled substances laws and regulations of the United States and bring to the criminal and civil justice system of the United States, or any other competent jurisdiction, those organizations and principal members of organizations, involved in the growing, manufacture, or distribution of controlled substances appearing in or destined for illicit traffic in the United States; and to recommend and support non-enforcement programs aimed at reducing the availability of illicit controlled substances on the domestic and international markets. (usdoj.gov/dea/briefingbook/page2.htm). The Drug Enforcement Administration (DEA) was formed as a specialized branch of the justice department in 1973. This specialized bureau is on the front lines of the War on Drugs every day. The DEA is not only concerned with assisting local law enforcement, but a global policing as well. Drugs in the Workplace Many chambers of commerce throughout the nation have put Drug-Free Workplace programs into effect. The drug-free workplace program addresses not only issues in the business community, but the society as well. Statistics show that 70 percent of illegal drug users are employed, and 44 percent of drug users sell drugs to co-workers (http://ehostvgw6.epnet.com). The U.S. Department of Labor estimates that drug use in the workplace costs employers $75 billion to $100 billion annually in lost time. Sixty-five percent of all accidents on the job are directly related to drugs. Substance abusers are absent three times more often and use 16 times as many health care benefits as non-abusers (http://ehastvgw6.epnet.com). Many companies are aware of the drug problems within the office and are taking action to fix the situation. There are companies that have drug-screening test to employees to make sure that they are not using drug substances. The company must have a suspicion of that employee of using the drugs before giving the drug test. In the

Tuesday, March 3, 2020

4 Tips on Managing Your Student Loans

4 Tips on Managing Your Student Loans New grads, take heed. You’re freaking out about the escalating price tag of your education and that’s totally fair. But don’t panic yet. Take a step back to acknowledge and celebrate your accomplishment. Then plan your strategy for a sane repayment plan and fight back against the fear and doom. Here are 4 steps to getting yourself on the right track to a secure financial future. Starting now will set you up to avoid crashing and burning in a pile of tears and terror in a year or two.1. Don’t ignore your mailSo many grads can’t even bring themselves to open their first loan statement, let alone log in and look at the big fat number staring at them from their laptop screens. But avoiding the inevitable will not make that number smaller. In fact, you could make a bad situation even worse. Step one: open the envelope. Know exactly what you owe. The devil you know, right? If you have multiple loans, track down the names of your servicers and make a list of each, detailing the interest rates and balances. This will be crucial to smart planning.2. Be wary of the grace periodA sixth month grace period does not mean you don’t have to think about your loans for six months. Remember that your loans will continue to accrue interest- and lots of it- while you’re merrily trying to figure out what you want to be when you grow up. The grace period exists mostly to benefit those who may need the extra time to get set up in their post graduate careers. Treat it as such.The longer you wait to start repaying, the more interest will accrue. And that interest will be added to your principal balance as soon as your loans come up for repayment. The longer you wait, the worse it gets. Step two, in a nutshell: use your grace period if you need it, but consider making payments against the interest while you wait.3. Keep your term as short as you canIt may seem like a good idea to pay your loans back in 25 years instead of 10. After all, a lower monthly payment number is a seductive thing. But just remember that the interest clock is not going to slow down for you. You could end up paying back almost double what you owe if you take a significant amount of time to repay. The Student Loan Repayment Calculator online is your friend. You should never choose repayment terms that you can’t handle, but you should chose the fastest repayment timeframe that makes sense for you. It will save you money!4. Consider refinancingOne way to lower your interest rates, particularly across a wide range of loans from different servicers, is to go through a refinancing company. You can always make an inquiry with a company like SoFi without committing to a refinance. In most cases, refinancing means a lower interest rate and a lower amount paid in the end. If you can guarantee total savings like this, it’s almost always worth it to consolidate. Be careful, however, of your particular situation and how it qualifies (or doesnà ¢â‚¬â„¢t) you for different loan forgiveness plans. If you don’t qualify for loan forgiveness or income-based repayment (often requiring you to pay a lot more over a longer period), a private lender is always an option.Repaying your student loans can seem like a prison sentence. And in some ways it is. But it’s always a better idea to have more information, to be more involved, and thereby more empowered. Be proactive and put your best foot forward. Future you will thank you!